Active Sectors
13
Real-world markets
Regulated · Audited · Capital Protected
Fixed-term sector investments
Earn up to 50% Income
Mervesta pools your capital across 13 curated real-world sectors , spanning public and private assets, with fixed annual yields, transparent duration windows, and reserve-aware liquidity protection.
Mervesta opens in
--Days
--Hrs
--Min
--Sec
Doors open to the first wave of investors. No queue, no waitlist, just be here.
Fixed APR YieldsCapital ProtectedFrom $50 MinKYC Verified
Max APR Yield
50%
Annual fixed return
Min Investment
$50
Low barrier to entry
Platform overview
Everything an investor needs. Nothing they don't.
Sector access, capital accounting, and structured liquidity, each built as a first-class feature, not an afterthought. Confidence starts before you sign up.
01 ·Easy Sector Access
13 active sectorsUp to 50% IncomeFrom $50 entry
Live sector marketplace
13 real-world sectors. Clear Income yields. Full transparency before you commit.
Browse every open sector with fixed Income bands, minimum investment requirements, and duration windows, all visible before you ever touch the dashboard. No black boxes.
13 active sectors01
Up to 50% Income02
From $50 entry03
KYC verifiedLedger mirroredAudit-ready records
Ledger-backed accounting
Every dollar tracked in a double-entry ledger. No estimations.
Capital flows, investment records, and yield accruals are all ledger-mirrored with double-entry accounting. Your portfolio balance reflects accounting reality, not approximations.
KYC verified01
Ledger mirrored02
Audit-ready records03
Maturity-first exitsReserve protectedFixed durations
Reserve-aware liquidity
Exits are structured, not vague. Your capital matures on schedule.
Reserve-aware liquidity policies govern withdrawal processing. Capital matures into your free cash balance on the stated date, structured, predictable, and protected by platform reserves.
Maturity-first exits01
Reserve protected02
Fixed durations03
Live sector marketplace
Pick your sector. Lock in your Income.
Browse open sectors with live Income bands, plan durations, and minimum entry sizes. Every number you see reflects the actual investment plans, no estimates, no hidden fees.
Open Now
—
Active sectors
Entry From
—
Minimum investment
Max Income
—
Annual fixed yield
See all sectors, plan details, and live Income rates.
Everything visible before you create an account, no signup required to compare.
Real Sectors. Real Economy. Real Structure.
Build your galaxy, never orbit one star.
Every investment sits somewhere in a hierarchy from a single asset to a fully diversified portfolio. Mervesta is structured around it, end to end.
01People
Individual assets, the building blocks, and the highest risk
Projects, Stocks, real estate, commodities, bonds, and private businesses across the formal and informal economy. One bad asset can wipe out an investor who holds it alone. Mervesta's Secor structure protects against that.
02Planets
Mervesta sectors's pooled capital, a permanent pattern
Each sector pools capital across many underlying assets public and private, formal and informal so no single failure of an individual asset can sink an investor because each sector is a combination of curated assets merged as a portfolio so when one selects a sector the in essence are investing in a diversified mix aimed at drastically reducing risk and returning consistent Fixed Income over a fixed duration: 1, 3, 6, or 12 months.
03Galaxies
Your diversified portfolio structural protection, made default
Spread one deposit across several sectors instead of investing it all on one. When one part of the economy slows, uncorrelated sectors counterbalancethe structural protection institutions use, made default for everyone.
04Universe
You setting the amount, the duration, and the spread
Mervesta's engine enforces the discipline: allocation caps, liquidity reserves, and transparent tracking of every dollar you commit.
“One company or stock is a bet. A sector is an economy.”
See how the structure worksHow it works
Three steps to a fixed-yield portfolio.
From registration to earning fixed Income yields, the process is straightforward, transparent, and takes less than 5 minutes to start.
01Fund
Register & fund in under 10 minutes
Create your account, complete KYC verification, and make your first deposit. Your confirmed balance becomes available capital and ready to allocate to sectors immediately with no waiting period.
Setup time
< 10 min
Verification
KYC secure
02Invest
Select a sector & lock in your Income Plan
Browse 13 curated sectors. Each displays fixed Income yields across 3-, 6-, and 12-month plans with clear minimum requirements. Choose a term your capital locks at that confirmed rate.
Active sectors
13
Max annual yield
50%
03Earn
Earn at fixed Income, exit on maturity
Your investment accrues at the confirmed annual rate throughout the entire term. On maturity, principal and yield return to your available cash balance — ready to reinvest or withdraw.
Return type
Fixed Income
Exit
On maturity
Why Mervesta
Built for credible capital operations.
Every design decision prioritizes transparency, accounting precision, and clear investor expectations over surface-level promises.
Fixed Income Not Estimates
Your rate is confirmed at the time of investment. No variable rates, no surprises. The yield you see is the yield you earn.
Reserve-Aware Liquidity
Platform-wide reserve policies govern capital availability, ensuring exits are orderly and principal is protected on maturity.
Real-World Sector Exposure
Capital is structured across 13 real-world sectors from telecommunications and energy to AI and healthcare not abstract instruments.
Ledger-Backed Accounting
Every deposit, investment, and return is recorded in a double-entry ledger system. Your portfolio reflects precise accounting reality.
FAQ
Investor questions, answered directly.
No vague promises. Specific answers about how your capital works, what the yields are, and when you can exit.
The minimum varies by sector, starting from as low as $60. Some sectors require higher minimums based on their structure and available capital capacity. Each sector's detail page clearly shows the exact minimum investment required before you commit.
Still have questions?
Read the full investor education guide.
Detailed walkthroughs on KYC, deposit flows, sector mechanics, and withdrawal policies.
Investor EducationOpen for new investors
Ready to earn up to 50% APR?
Join investors allocating capital across 13 real-world sectors with fixed returns, transparent duration windows, and reserve-aware liquidity protection.
13
Active Sectors
14%
Max Annual Yield
$60
Min Investment
Fixed
APR Return Type
All Income figures are indicative of historical sector plan rates. Capital protection is governed by platform reserve policies. Past performance does not guarantee future returns. Investments carry risk; only invest capital you can afford to have locked for the stated duration.